KPIs included
- Default rate
- Cost of risk
- Performing/non-performing loans
- Average PD
Analysis dimensions
- Customer segment
- Loan type
- Region
About this template
Track the loan portfolio, default rate by segment and the trend in cost of risk. Designed for teams in the Banking industry, the model pre-wires 4 key metrics — including Default rate and Cost of risk — analyzable across 3 analysis axes (Customer segment, Loan type, Region). You start from an already-bounded base (units, aggregations and business labels defined) rather than a blank sheet.
This is a complete SAC template kit for Credit risk: sample data, model definition, KPI dictionary, a step-by-step import guide (matching the current SAC screens) and a dashboard blueprint — recommended calculations with ready-to-paste SAC formulas plus a layout that follows universal dashboarding rules. Import the "Data" sheet into SAC Modeler (Create New → Model → Start with data → File), check the 3 dimensions and 4 measures, then build a professional Story in minutes using the blueprint. The dataset contains 720 to 960 rows of realistic sample values for the Banking industry, available as .xlsx (7-sheet workbook), .csv (flat table) and .package (ZIP with model.json, data.csv, README and licence). You supply and validate your own figures.
FAQ
What is the "Credit risk" template for?
It provides a ready-to-use SAC structure to drive analytics in the Banking industry. The standard business KPIs and dimensions are already defined, saving you the modeling phase.
Which KPIs are included?
The template includes 4 metrics: Default rate, Cost of risk, Performing/non-performing loans, Average PD. Each is computed across the dimensions Customer segment, Loan type, Region.
How do I import it into SAP Analytics Cloud?
Download the .xlsx or .csv, then in SAC: Modeler → Create New → Model → "Start with data" → File. Pick the "Data" sheet, tick "first row as headers", and SAC builds the model. The workbook includes a step-by-step Import guide (matching the current SAC screens) and a Dashboard blueprint with ready-to-paste calculations, so you can build a professional Story in minutes. You supply and validate your own figures.